About Later Life Guide
Later Life Guide is a UK website explaining benefits, pensions, wills, power of attorney and care costs for over-60s. It is written in plain English for people aged 60 and over, and for the families helping them.
Later Life Guide at a glance
- What it is
- A UK website about money in later life, free to read, with no account or sign-in.
- Website
- laterlifeguide.co.uk
- First published
- September 2026
- What it covers
- Benefits, the State Pension, Pension Credit, wills, power of attorney, probate, Inheritance Tax and paying for care.
- Who it is for
- People in the UK aged 60 and over, and the families helping them.
- Who writes it
- The Later Life Guide editorial team.
- Where the figures come from
- GOV.UK, the government department or the regulator that sets them, with the date of each check printed beside the figure. Every figure is re-checked against its source each month.
- Free tools
- Calculators and checkers that work in your browser.
- Advertising
- None, and no sponsored content.
- How it is funded
- Nothing yet: no paid links are live, so the site earns nothing today. When they are, it will be introductions to authorised financial advisers, disclosed at the link. How we make money explains it.
- Contact
- info@laterlifeguide.co.uk
Why it exists
Money advice for older people has a pattern to it. The answer sits behind a form, the rates are a year out of date, and the page is written to collect your telephone number rather than to tell you anything. Meanwhile the thing you actually needed — the exact figure, the exact deadline, the sentence on the form that decides it — is missing.
This site is built the other way round. The answer comes first, in the opening paragraph, and nothing is asked of you to see it. Our tools return their results on the page. There is no account and no mailing list. The only email we ever send is a deadline reminder you have asked for, and each one has a link to stop them.
How every figure here is checked
Every rate, threshold, deadline and waiting time on this site is checked against the body that sets it — GOV.UK, the relevant department, the regulator — and not against another website's summary of it. The date of that check is printed next to the figure, so you can see how fresh it is rather than taking our word for it.
That habit came from finding a well-known charity carrying a wrong Attendance Allowance rate. Secondary sources drift. Primary ones are the only ones worth quoting on money.
Where a fact cannot be confirmed against a primary source, it is left out rather than estimated. That is why some of our pages say less than competing ones. A missing number is a gap; a wrong number is a decision made badly, and on benefits that can cost someone real money.
Pages that depend on figures which change each April are re-checked at the uprating. Seasonal pages are re-checked when their scheme reopens. Nothing is left to age quietly.
What we deliberately do not do
We do not give regulated financial advice, and we do not pretend to. Nothing here is a recommendation about your own circumstances, because we do not know them and a web page cannot. Where regulated advice is genuinely the right next step, we say so and introduce you to an authorised firm. When those introductions go live, we will tell you at that point that we are paid for the introduction.
We also do not stand between you and the government. Every benefit described here is claimed directly, free, and we never charge for access to a claim or take a share of one.
How the figures are kept current
Every figure on this site is cited to its official source with the date it was checked. On the first of each month every cited figure and statement is read again against its source: amounts, dates and percentages must still appear there, and anything that has changed or cannot be confirmed goes to the editorial team before the page's check date moves on. A guide whose figures all passed shows "Figures re-checked" with that month's date. If a figure looks wrong to you, the contact page is the quickest way to tell us.
Who writes it
The guides are written and maintained by the Later Life Guide editorial team and published by Later Life Guide. We are not a charity and not a government body, and we say so plainly rather than borrowing authority we do not have.
How we are funded
There is no advertising on this site and no sponsored content, and right now nothing on it pays us anything. When introductions to authorised financial advisers go live, we will be paid when someone we introduce goes on to take regulated advice, and that will be disclosed at the point of the link rather than buried here. The how we make money page explains it in full.
Where we are up to
147 guides are published so far, and the site is being built out section by section. Each one arrives when its figures have been checked, not when it would be convenient to publish it. If a subject you need is missing, telling us moves it up the list.
Getting in touch
Corrections are the most useful thing you can send us. Email info@laterlifeguide.co.uk, or write to us at the address on the contact page.
Where else to find us
These are the only official Later Life Guide profiles.
Last updated 2 October 2026.