Skip to content
Later Life GuideEstimate your Pension Credit gap

The free TV licence over 75

Updated 15 September 2026 Figures re-checked 1 November 2026
The short answer

A free TV licence at 75 depends on Pension Credit, not age alone. GOV.UK says you can get one if you are 75 or over and you, or your partner at the same address, get Pension Credit; it covers everyone living there. Anyone else pays the full fee, £180 a year from April 2026.

Being 75 does not, by itself, get you a free TV licence. What does is Pension Credit — yours or your partner’s, at the same address — and that single condition is the one this page exists to make clear, alongside what everyone else now pays and how to apply either way.

Who gets a free TV licence at 75

The rule turns on Pension Credit, not on age alone. GOV.UK says you can get a free TV licence if you’re 75 or older and you either get Pension Credit yourself or live with your partner who gets it, and the licence then covers everyone living at that address (GOV.UK, Get a free or discounted TV licence, checked 1 November 2026).

Someone who is 75 and not receiving Pension Credit, and does not live with a partner who does, pays the same licence fee as any other household. Our Pension Credit guide sets out who qualifies and what it pays.

The 2026/27 fee for everyone else

Anyone without that Pension Credit link pays the standard fee, and it has gone up this year. The colour licence rose from £174.50 to £180 on 1 April 2026, and a black and white licence from £58.50 to £60.50 (Communications (Television Licensing) (Amendment) Regulations 2026, checked 1 November 2026).

The Department for Culture, Media and Sport (DCMS) says the rise follows the consumer price index measure of inflation (GOV.UK, Cost of TV licence fee set for 2026/27, checked 1 November 2026).

Two other discounts exist separately from the over-75 rule: a 50% reduction if you are registered blind or live with someone who is, with the licence in the blind person’s name, and a £7.50 licence for eligible residential care, supported housing or sheltered accommodation, for residents who are retired and over 60 or disabled (GOV.UK, Get a free or discounted TV licence, checked 1 November 2026).

How to apply, and applying at 74

You apply once Pension Credit is in place, and the licence can start before your 75th birthday if it already is. GOV.UK says you can apply for a free licence online, or by phone, and that if you already get Pension Credit you can apply at 74 (GOV.UK, Get a free or discounted TV licence, checked 1 November 2026).

Applying early means the free licence is ready to take over the moment you turn 75, rather than leaving a gap while an application is processed, though you still pay until the end of the month before your birthday. Phone applications go to TV Licensing on 0300 790 6071, or the Minicom line on 0300 709 6050 (GOV.UK, Get a free or discounted TV licence, checked 1 November 2026).

If your Pension Credit stops

GOV.UK does not publish what happens to an existing free licence if the Pension Credit behind it ends, and this page does not guess at a process it has not stated. What is confirmed is the underlying condition: the licence depends on receiving Pension Credit, so a change to it is worth checking.

If you are not on Pension Credit, check first

Before accepting the full £180 fee, it is worth checking Pension Credit itself, because the free licence is only one of several things it unlocks. Pension Credit tops up a low weekly income and, once awarded, also opens Housing Benefit, Council Tax Reduction and NHS help alongside the licence (GOV.UK, Pension Credit, checked 1 November 2026).

Our Pension Credit guide covers eligibility and how to claim, and the gap estimator shows your income beside the qualifying floor before you apply for anything.

Common questions

Do I get a free TV licence automatically at 75?

No, not on its own. GOV.UK is explicit that a free licence at 75 also requires you or your partner living at the same address to get Pension Credit. Being 75 without Pension Credit means paying the full fee like everyone else, so age alone is not the qualifying condition.

How much is a TV licence in 2026/27?

£180 a year for a colour licence, and £60.50 for black and white, from 1 April 2026, set by the Communications (Television Licensing) (Amendment) Regulations 2026. The Department for Culture, Media and Sport (DCMS) says the colour fee rose by £5.50, about 46p a month, in line with inflation.

Can I apply for my free TV licence before I turn 75?

Yes, if you already get Pension Credit. GOV.UK says you can apply when you're 74 if you already get Pension Credit, though you'll still need to pay for your licence until the end of the month before your 75th birthday, after which the free licence covers you.

Does a discount exist for anyone under 75?

GOV.UK lists two separate discounts, neither tied to age 75: a 50% discount if you are registered blind or live with someone who is, with the licence in the blind person's name, and a £7.50 licence for eligible residential care, supported housing or sheltered accommodation.

What if I'm not on Pension Credit yet?

Check whether you qualify before assuming the full fee applies to you. Pension Credit tops up a low income and, once in payment, brings the free licence with it at 75 alongside other help; our gap estimator shows the shortfall your own income and savings produce, without asking for your name or email.

What to read next

Pension Credit contact: which number, and what each one is for
0800 99 1234 to claim, 0800 731 0469 to report a change. GOV.UK calls both the Pension Service helpline, which is how people ring the wrong one.
Pension Credit housing costs for homeowners: Support for Mortgage Interest, service charges and ground rent
Homeowners on Pension Credit can get help with mortgage interest through Support for Mortgage Interest, which since April 2018 is a loan, secured on the home and repaid on sale or death. It can start as soon as Pension Credit does, and is worked out on up to £100,000 of the mortgage. Ground rent and eligible service charges are different: they are paid as part of Pension Credit, not as a loan.
Pension Credit: what it pays, and the eight other things it unlocks
Pension Credit tops weekly income to £238 single or £363.25 for a couple. Savings do not disqualify you, and there is no upper limit — and the payment is only part of what claiming brings.
How we make money: this page contains no paid links. Where our guides do, we say so at the link — how we make money.