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Later Life GuidePlan the deadlines after a death

When an executor delays

Updated 12 September 2026 Figures re-checked 1 November 2026
The short answer

The law gives an executor a year from the death before they are bound to distribute, and GOV.UK's two-month creditors' notice sits inside it. Beyond that, a beneficiary can check whether probate has been granted, ask for the estate accounts, cite an executor who has not applied, and ask the High Court to replace one who will not act.

An executor who has gone quiet is a problem with a legal answer, and the first thing to establish is whether there is a delay at all. The law and the process give an executor most of a year before anyone can properly complain. After that, the steps a beneficiary can take are real, formal and sourced below, and each one is more serious than the last.

When a delay is not a delay

Section 44 of the Administration of Estates Act 1925 says a personal representative is not bound to distribute the estate before the expiration of one year from the death (legislation.gov.uk, Administration of Estates Act 1925, checked 1 November 2026). That is the executor’s year, and it exists because the steps inside it take time.

GOV.UK’s guidance shows where the time goes. Valuing an estate can take several months, longer if it is large or has tax to pay. If Inheritance Tax is due, the IHT400 has to be filed before probate is applied for, and tax paid by the end of the sixth month. Probate usually takes up to 12 weeks from application. Then a notice in The Gazette gives creditors two months. GOV.UK says not to distribute before it runs out, because a personal representative who does can be personally liable for a debt that surfaces later (GOV.UK, Settling debts and taxes, checked 1 November 2026). Our how probate works page puts those steps in order.

So a beneficiary six months in, with no money and no news, is usually looking at the process rather than at neglect. Silence is the problem, not the time, and silence has a remedy short of court.

Step one: ask, in writing, for an account

The personal representative is legally responsible for the estate’s assets until everything is distributed, and GOV.UK says the final estate accounts should be approved and signed by them and the main beneficiaries (GOV.UK, Distributing the estate, checked 1 November 2026). A main beneficiary is therefore someone the estate must account to.

And a letter asking for an account of the assets, the debts, what has been done and what remains is the first formal step.

Keep a copy. If the matter goes further, a written request and no reply is the evidence a court will want.

Step two: find out whether probate has been granted

You do not have to take the executor’s word for it. GOV.UK’s probate records search shows whether probate has been issued for someone who died in England or Wales, and a new record appears online about 14 days after the grant (GOV.UK, Search probate records for documents and wills (England and Wales), checked 1 November 2026). A copy, with the will if there is one, costs £16.

The answer sorts the problem into two. If probate has been granted, the executor has the authority and the estate is in administration; the remedies are the account above and, ultimately, the court. If it has not been granted many months on, the executor may not have applied, and there is a specific process for that.

Step three, if no application has been made: a citation

The Non-Contentious Probate Rules provide two citations. Anyone entitled to a grant if the executor renounced can cite the executor to accept or refuse it. And any person interested in the estate can, six months after the death, cite an executor who has intermeddled to show cause why they should not take a grant (rule 47, checked 1 November 2026).

In plain terms: an executor who has started dealing with the estate but will not apply for probate can, after six months, be made to explain to the probate registry why they should not be ordered to. An executor who has done nothing can be made to accept or refuse the job so that someone else can take it. These are court processes, and they are the point at which advice is worth paying for.

Step four: asking the court to replace the executor

Where probate has been granted and the executor will not administer the estate properly, section 50 of the Administration of Justice Act 1985 lets a beneficiary apply to the High Court, which may at its discretion appoint a substitute personal representative in place of the existing one, or.

Where there are two or more, remove one or more but not all of them (legislation.gov.uk, Administration of Justice Act 1985, checked 1 November 2026).

That is litigation. It has costs, it takes time, and the court decides whether the executor’s conduct justifies it. It is the right step for an executor who has taken the grant and then abandoned the estate, or is acting against the beneficiaries’ interests, and the wrong one for a slow but functioning administration. A solicitor is not optional here.

The caveat, and why it is usually the wrong tool

A caveat stops probate being granted. GOV.UK says you can enter one if there is a dispute about who can apply for probate, whether a will exists, or whether the will is legal; it costs £4, lasts six months and can be extended.

And GOV.UK warns that it can lead to legal action and legal costs and that you should try to reach agreement first (GOV.UK, Stopping a probate application: challenge someone else's probate application, checked 1 November 2026).

It is a tool for a dispute about the grant, not for a slow executor. Where the executor already has probate, a caveat does nothing; where the complaint is delay rather than entitlement, it blocks the very thing you want to happen. The person applying for probate can give a formal warning against a caveat through the registry, which has to be answered within 14 days, and a caveat that is then contested can only be removed by order of a District Probate Registrar or a judge.

Where money has gone missing

An executor who has taken estate money for themselves is a different case from one who is slow. The court application above is available, and theft is a matter for the police. Where the concern is about what an attorney did before the death, the Office of the Public Guardian is the body to raise it with.

Our power of attorney pages cover the attorney’s duties.

What this page does not do

It does not tell you whether your executor’s delay is unreasonable; that turns on the estate, and the year and the two months are the only fixed points the law and GOV.UK give. It describes England and Wales. Scotland and Northern Ireland have different probate rules and different remedies.

Where the delay is a solicitor’s rather than a relative’s, our solicitor problems page covers the complaint route, the Legal Ombudsman and the bill.

Common questions

How long does an executor have to distribute an estate?

There is no fixed deadline, but there is a floor. Section 44 of the Administration of Estates Act 1925 says a personal representative is not bound to distribute the estate before a year from the death. GOV.UK adds a two-month creditors' notice before distribution and says valuing an estate can take months. In the first year, delay is the process.

Can a beneficiary see the estate accounts?

GOV.UK says the final estate accounts should be approved and signed by the personal representative and the main beneficiaries, so a main beneficiary is entitled to see them at the end. Asking in writing for an account of the estate is the first formal step, and a refusal is itself evidence if the matter goes further.

How do I find out whether probate has been granted?

Search the probate records on GOV.UK. A new record appears online about 14 days after probate is issued, and the service shows whether probate has been issued and what type. A copy of the record, including the will if there is one, costs £16. If nothing shows, the executor may not have applied.

What if the executor has not applied for probate at all?

Under the probate rules, a person interested in the estate can, six months after the death, cite an executor who has intermeddled in it to show cause why they should not be ordered to take a grant, and anyone entitled to a grant can cite an executor to accept or refuse it. Both are court processes; get advice first.

Can an executor be removed?

Yes, by the High Court. Section 50 of the Administration of Justice Act 1985 lets a beneficiary apply for the court to appoint a substitute personal representative, or to remove one of several. The court decides at its discretion. It is a litigation step with costs, and it is the point at which a solicitor is not optional.

Should I enter a caveat?

Only if the dispute is about who should apply for probate, whether a will exists or whether it is legal. A caveat costs £4, stops any grant for six months, and GOV.UK warns it can lead to legal action and costs. It is not a tool for a slow executor who already has the grant: it blocks probate.

What to read next

When an executor or a beneficiary dies before probate is finished: who takes over, and when a new grant is needed
If the executor had already taken out the grant, their own executor inherits the job under the chain of representation and no new grant is needed. If they died before applying, the chain never starts and somebody applies afresh. Where the chain breaks, the answer is a grant de bonis non. A beneficiary who outlived the person leaves their share to their own estate.
When the executor cannot find the will, the accounts or the paperwork: what you are entitled to, and where to look
The law makes the executor collect and get in the estate, and nothing in data protection law stops a bank telling you about a dead person's own account. Where wills are kept and how to find one, what banks can and cannot do before the grant, the free tracing services for pensions, property and savings, the HMRC line, and the notice that protects you from debts you did not know about.
How long does probate take in 2026? 5 weeks on average, and 22 when no named executor can apply
GOV.UK says 12 weeks. The latest published figures say a median of one week for a grant of probate, and 22 weeks for letters of administration with a will annexed.
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